FinHealthTech Speakers, Lightning Talks & Panellists
Opening Remarks
Becky inkster
I am a neuroscientist with cross-sectorial interests in digital/clinical/music-based interventions, financial healthcare technology, neuroscience, computational creativity, digital psychiatry, AI, ethics, equitable services, social justice, policy, anticipatory regulation, and innovative public engagement. In 2020, my goals are to create a FinHealthTech Innovation Consortium, and launch a FinHealthTech programme at my DIMH2020 summer conference (held within the precincts of Westminster Abbey, London). Degree: DPhil (Oxford Univ); Fellow (Cambridge Univ). Other roles: Alan Turing Institute Advisor; Advisory Board Member, The Lancet Digital Health; Lead Judge for IBM Watson AI XPrize; Global Advisor on Mental Health and Suicide Prevention, Facebook; Founder/Lead of the Digital Innovation in Mental Health (DIMH) Conference; Co-Founder, Hip Hop Psych & Lyrical Kombat; Advisor, Wysa; Clinical Advisory Board, TalkLife; Associate, BeyondNow.
Gareth McNab
Money Advice Liaison Manager, Nationwide
With >10 years’ experience in debt collection and also in debt advice, Gareth works to listen to and learn from the advice sector and then lead into industry best practice, with a number of initiatives cited as examples of outstanding conduct in collections and support for customers in vulnerable circumstances. He is currently co-leading Nationwide’s Open Banking for Good challenge, bringing fintechs into his established network and engaging with them on initiatives to support the financially squeezed.
Stanley Shepherd
CEO, Founder, Instant Access Medical
Graduate Aeronautical Engineer, Family Physician and visionary leader in healthcare IT. As a doctor understands healthcare intimately, as a graduate engineer and IT specialist knows how to harness technology to improve healthcare outcomes, as a businessman understands the imperatives of revenue, profitability and growth. Focussed on disruptive technology to enable both doctors and patients to get their best outcomes at the lowest costs.
LIGHTNING TALKS
Monzo & Lyrical Kombat
LYRICAL KOMBAT (LK) is a digital platform that encourages users to express themselves verbally and non-verbally through a range of online digital hip-hop features and tools. More than ever in the genre’s history, rappers are talking about money in their lyrics (strikingly much more so than drugs etc). Further to this, given that the UK has one of the lowest financial literacy rates in developed nations, LK have teamed up with the Fintech bank, Monzo, to try to improve financial literacy, vocabulary and financial confidence in LK users. We want to see if the app plays a role as an “agent of change” by looking at the responses of the participants before and after being introduced to financial content produced by Monzo that is contextualised and hosted on the LK platform. CEO / Co-Founder LK: Tunde Olatunji. Monzo: Naji Esiri & Lew Isaacs.
TOUCAN
For the first time, open banking enables tools to be built outside of a bank’s core infrastructure. Toucan is on a mission to help all banks support customers in vulnerable circumstances with safe, flexible third party access tools. The Toucan app allows users to connect to their live current account data, set up alerts that signal unusual spending activity, and then nominate a trusted third party who can receive those alerts through text message. The trusted third party money alerts themselves don’t reveal in-depth details like bank balances or transaction information and yet are still very useful. Instead, they are simple nudges to encourage users to open up conversation and to help people find the words to ask for help if/when they need it. CEO / Co-Founder: Bailey Kursar.
DUCIT.AI
Ducit.ai is the artificial intelligence and machine learning Open Banking platform which aims to democratise banking data for the benefit of consumers and small businesses. Our mission is simple - to deliver intelligent banking for all. Our vision is to do it through the power of artificial intelligence and machine learning. Our aim is to accelerate the impact of Open Banking and deliver its benefits faster to consumers and small business. Our Account Information (AISP) APIs offer artificial intelligence and machine learning powered products for personal finance management, financial affordability and fraud detection for the banking industry. Our Payment Initiation (PISP) API allows customers to initiate payments and transfers securely, conveniently and at a significantly lower cost than the incumbents. Co-Founder / CEO and Chief Data Scientist: Rafael Garcia-Navarro.
WYSA
Wysa is an AI-based emotionally intelligent mobile chatbot app for mental well-being. It aims to build mental resilience, promote mental well-being, and assist users to develop positive self-expression.The app responds to emotions that a user expresses and, in its conversation, uses evidence-based self-help practices such as CBT, dialectical behavior therapy, motivational interviewing, positive behavior support, behavioral reinforcement, mindfulness, and guided microactions and tools to encourage users to build emotional resilience skills. Wysa has 1.3 million users, 90 million conversations, 30 million hours of therapy. Engaging with the app is free and available 24×7, but accessing a human coach via the app is a paid service. Co-Founders: Jo Aggarwal & Ramakant Vempati.
Panel & Audience Discussion
Lukasz Szpruch (Chair)
Programme Director for Finance and Economics, The Alan Turing Institute
Lukasz is a Reader (Associate Professor) at the School of Mathematics, University of Edinburgh. He is also a Turing Fellow at The Alan Turing Institute, London. Before moving to Edinburgh, he was a Nomura Junior Research Fellow at the Institute of Mathematics, University of Oxford, and a member of the Oxford-Man Institute for Quantitative Finance. Lukasz has a broad research interest in probability theory, mean-field models, stochastic control, statistics and quantitative finance. He is also pursuing research on deep neural networks and reinforcement learning. He has run projects jointly with the financial services industry on topics such as model calibration or risk computation. Apart from finance, he is also working on problems that arise in cyber security, energy markets and insurance.
Katie Alpin (née Evans)
Head of Research and Policy, Money & Mental Health Policy Institute (MMHPI)
Katie joins Money and Mental Health from the Social Market Foundation, where she led a programme of work around financial services. Her research has examined financial wellbeing at work, competition in the current account market, household savings and housing. Katie has also worked as an economic consultant. She has a BA in Philosophy, Politics and Economics from the University of Oxford and an MSc in International Political Economy from the London School of Economics.
Henrietta Bowden-Jones
Director, National Problem Gambling Clinic and National Centre for Gaming Disorders
Henrietta Bowden-Jones OBE is a medical doctor, a Psychiatrist and Honorary Clinical Lecturer at Imperial College London. In 2008 she founded and became Director of the National Problem Gambling Clinic, the first and only NHS centre (CNWL NHS Trust) to treat gambling disorder. In 2018 she was part of the NHS England working group that used her clinic as a template to plan the opening of 14 more clinics across the country as part of the NHS 10 Year Long Term Plan. In 2019 with NHS funding, she opened the first NHS centre to treat Gaming Disorder following the inclusion of this addiction in the new ICD 11. She is now the Director of the newly established NHS funded Centre for Behavioural Addictions overseeing the work of both the National Problem Gambling Clinic and the Centre for Internet and Gaming Disorders. She is the current President of the Medical Women's Federation ( 2018-2020), President Elect of the Royal Society of Medicine Psychiatry Section and the Royal College of Psychiatrists Spokesperson for Behavioral Addictions.
Niall Boyce
Editor, The Lancet Psychiatry
Dr Niall Boyce joined The Lancet as a Senior Editor in 2010, and is founding Editor of The Lancet Psychiatry. Niall trained in medicine at Oxford University and subsequently on the University College London psychiatry rotation. His interests include suicide research, trauma, old age psychiatry, and social and transcultural aspects of mental health.
Jessica Lennard
Director of External Affairs, Visa Europe
Jessica is Director of External Relations for Visa’s Data Science Lab, leading on data and AI policy, regulation, advocacy and ethics. She was previously Visa’s UK Head of Regulation and Public Affairs and has over ten year’s corporate affairs experience including lobbying, policy, communications and reputation management. During that time, she has worked for political parties, businesses (start-up to FTSE 100), consultancies, think tanks and NGOs. Her particular area of expertise is highly regulated, highly politicised, technology-drive sectors, including data science and AI, telecoms, energy, and fintech. She was previously a capital markets solicitor at City firm Linklaters, after graduating from Oxford and subsequently the LSE.